Our offices will be closed the afternoon of Friday, March 29, 2024, in observance of Good Friday. We will resume our normal operating
Our offices will be closed the afternoon of Friday, March 29, 2024, in observance of Good Friday. We will resume our normal operating hours on Monday, April 1, 2024.
Read more Read lessLow FIXED interest rates and ZERO
fees to save you money!
Student/Parent 4.49% – 8.04%*
Refinance 5.95% – 9.99%*
Low FIXED interest rates and
ZERO fees to save you money!
Student/Parent 4.49% – 8.04%*
Refinance 5.95% – 9.99%*
Advantage Education Loans
For undergraduate, graduate and professional level students who need additional funds, we provide a way to help pay college expenses.
Our student loans have low FIXED rates from 4.49% to 8.04% APR*.
Get Started!Advantage Parent Loans
We offer parent loans with lower rates than federal PLUS loans! These educational loans are for parents of undergraduate, graduate and professional level students who need additional funds for college.
Our parent loans have great FIXED rates from 4.49% to 8.04% APR*.
Get Started!Advantage Refinance Loans
Once you're out of school, consider refinancing or consolidating your education loans to get a lower interest rate and one convenient loan. You can save on interest charges and get out of debt faster.
Our refinance loans and consolidation loans have terrific FIXED rates that start as low as 5.95% APR*.
Get Started!For undergraduate, graduate and professional level students who need additional funds, we provide a way to help pay college expenses.
Our student loans have low FIXED rates from 4.49% to 8.04% APR*.
Even lower rates with our autopay discount!
NO fees!
We offer parent loans with lower rates than federal PLUS loans! These educational loans are for parents of undergraduate, graduate and professional level students who need additional funds for college.
Our parent loans have great FIXED rates from 4.49% to 8.04% APR*.
Even lower rates with our autopay discount!
NO fees!
Once you're out of school, consider refinancing or consolidating your education loans to get a lower interest rate and one convenient loan. You can save on interest charges and get out of debt faster.
Our refinance loans and consolidation loans have terrific FIXED rates that start as low as 5.95% APR*.
Even lower rates with our autopay discount!
NO fees!
FIXED interest rates
— no worries about ever-fluctuating variable rates
NO fees
— no surprises! The amount borrowed is the amount received
Several repayment options
— choose the repayment plan that best fits your needs
Autopay incentives
— more long term savings
Additional benefits when needed
— death and disability benefits
— cosigner release
* APRs and quoted savings are representative samples for educational purposes only and may not reflect current or actual loan rate offers or available percentage rates. Your actual APR will depend upon your credit transactions and credit history and will be determined once a credit decision is made. Advantage Education Loans have no application, origination, default, late or NSF fees.
Advantage Education Loans are private loans. We recommend applying for all eligible grants and scholarships first. We reserve the right to modify or discontinue loan features or benefits or to discontinue loan programs at any time without notice. Rates vary based on the repayment plan or repayment term you've selected, your credit history and other factors. Advantage Education Loans are owned and managed by KHESLC, a state-based, non-profit lender. We do not sell or subcontract our loans.
Advantage Refinance Loans are considered new loans which provide new benefits and features. Some federal student loans have certain benefit protections that may be lost when refinancing.
Student and parent loans: Interest rate effective date is 05/27/2023.
Refinance loans: Interest rate effective date is 12/15/2023.